Mortgage Rates Hold Steady as Markets Mull European Bailout

Mortgage rates rose yesterday after the European Union announced over the weekend an official plan to address growing debt problems in their member countries, specifically Greece, Portugal, Italy, and Spain. The long awaited move helped calm the market's fears that a localized fiscal shortage abroad would evolve into a global economic downturn. This shifted investor sentiment on Wall Street which led to correction in stock valuations, Unfortunately the stock market rally forced benchmark Treasury yields higher as traders sold their "flight to safety" positions in government guaranteed Treasuries to fund their purchase of riskier equities. The uptick in Treasury yields led mortgage-backed security prices lower which caused lenders to increase mortgage rates. The economic calendar…(read more)

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