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	<title>Free FHA Loan Advice &#124; Streamline Refinance</title>
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	<description>FHA Loan Application &#124; Online Mortgage</description>
	<lastBuildDate>Wed, 17 Aug 2011 14:06:19 +0000</lastBuildDate>
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		<title>FHA has raised the monthly mortgage insurance premiums</title>
		<description><![CDATA[If you haven&#8217;t heard, FHA announced on February 14th that it is raising the annual mortgage insurance premiums, also known as the FHA monthly mortgage insurance. These changes are mentioned in Mortgagee Letter 11-10 and become effective on or after April 18th, 2011. The new change is 25 bps more. I have already heard that some of you...]]></description>
		<link>http://freefhaloanadvice.com/fha-has-raised-monthly-mortgage-insurance-premiums.html/</link>
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		<title>Government Mortgages May Get Pricier, Harder to Come By</title>
		<description><![CDATA[Government loans, such as those backed by Fannie Mae, Freddie Mac, and the FHA, are slated to get more expensive and harder to qualify for, assuming changes recommended by the Treasury are implemented. The agency released their recommendations for a complete overhaul of the mortgage market today, essentially calling for less attractive government-backed mortgages to...]]></description>
		<link>http://freefhaloanadvice.com/government-mortgages-may-get-pricier-harder-come-by.html/</link>
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		<title>The Best Policy on Locking in Interest Rates…</title>
		<description><![CDATA[Consider the following three things when deciding whether or not to lock in your mortgage interest rate: Lock in your rate as soon as you know you have a good deal in front of you, and you know roughly when you can close (30 to 60 days should be the longest lock period). Lock it...]]></description>
		<link>http://freefhaloanadvice.com/best-policy-on-locking-interest-rates.html/</link>
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		<title>JP Morgan Chase Debacle Highlights Need to Safeguard American Service Members</title>
		<description><![CDATA[America’s service members sacrifice a great deal to keep America safe. That’s one of the reasons they enjoy some special protections against foreclosure and mortgage default through the Servicemembers Civil Relief Act. Someone apparently forgot to tell officials at JP Morgan Chase, the nation’s second-largest mortgage bank. The finance giant overcharged thousands of military members...]]></description>
		<link>http://freefhaloanadvice.com/jp-morgan-chase-debacle-highlights-need-safeguard-american-service-members.html/</link>
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		<title>Are 30% Down Payments on Mortgages In Our Future?</title>
		<description><![CDATA[The top mortgage lender in the country has called for borrowers to come up with 30% down if they want to avoid higher mortgage rates and more restrictive lending tied to the “risk retention” requirements related to the Dodd‐Frank Wall Street Reform and Consumer Protection Act of 2010. Essentially, the government wants to ensure that...]]></description>
		<link>http://freefhaloanadvice.com/down-payments-on-mortgages-future.html/</link>
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		<title>Appraisal Group Offers Tips for Prospective Home Buyers</title>
		<description><![CDATA[The appraisal process can prove frustrating and time consuming for scores of prospective home buyers. In turn, many appraisers have gotten a bad rap in recent months.  To help consumers better understand the process and the role of appraisers, the Appraisal Institute recently published a list of tips. Based in Chicago, the Appraisal Institute is...]]></description>
		<link>http://freefhaloanadvice.com/appraisal-group-offers-tips-for-prospective-home-buyers.html/</link>
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		<title>Am I SAFER today as a result of the SAFE Act of 2008?</title>
		<description><![CDATA[The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (called the SAFE Mortgage Licensing Act of 2008) is being made the rule of the lending land even as we speak. Are you safer as a result? The SAFE Act of 2008 is a form of legislation that has been batted around in Washington...]]></description>
		<link>http://freefhaloanadvice.com/am-i-safer-today-as-result-of-safe-act-of.html/</link>
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		<title>LinXone Solutions Announces Partnership with Loan Web USA</title>
		<description><![CDATA[Pittsburgh-based LinXone Solutions, a Social Media Management and Inbound Marketing firm, has announced a new partnership with Loan Web USA, a company dedicated to providing critical, must-have information to home buyers. Click Here to Get Great Rates And A Speedy Approval From Lending Tree Without Any Hassels. Go to Source]]></description>
		<link>http://freefhaloanadvice.com/linxone-solutions-announces-partnership-loan-web-usa.html/</link>
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		<title>US Government Grants For First Time Home Buyers</title>
		<description><![CDATA[Government grants for first time home buyers have become extremely popular during the recession. New requirements from mortgage lenders often make federal grants the only resource for couples to buy their first house with almost no initial capital. Click Here to Get Great Rates And A Speedy Approval From Lending Tree Without Any Hassels. Go...]]></description>
		<link>http://freefhaloanadvice.com/government-grants-for-first-time-home-buyers.html/</link>
			</item>
	<item>
		<title>Real Estate Quickies For the First Time Home Buyer</title>
		<description><![CDATA[Northern New Jersey’s first time home buyer’s program The White Picket Fence Home Buying Institute puts a “social” take on real estate education, delivering quick home buyer how-to’s via social media channels. Click Here to Get Great Rates And A Speedy Approval From Lending Tree Without Any Hassels. Go to Source]]></description>
		<link>http://freefhaloanadvice.com/real-estate-quickies-for-first-time-home-buyer.html/</link>
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