Don’t Ask Me When You Should Lock Your Loan… Please!
I can’t tell you how many phone calls I get every day where people ask me if they should lock in their loan. And the answer is definitely, “I DON’T KNOW” I will never know and that is the end of that. I will never tell you. And the reason is that as sure as I am sitting here writing this, as soon as I tell you to lock or not to lock, the market is going to move in the opposite direction and you will hate me forever. The only people who really know if you should lock or not are the puppet masters on Wall Street who control everything — And they’re not talking.
If you want my opinion, here it is. Get four offers from different lenders, then negotiate your best deal.
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